If your home is in foreclosure, at just about any stage of foreclosure, a foreclosure attorney in Valdosta may be able to stop the action and help you keep your home. There are a lot of reasons why people wind up in foreclosure. There is also a lot of evidence that supports that many people have tried to work with their lenders to no avail. In many cases the only thing that will stop the foreclosure is to have an attorney step in and file bankruptcy.
How Does It Work?
The bankruptcy laws are in place to protect consumers. They offer an automatic stay feature, which means as soon as your bankruptcy is filed, it quiets the lenders, including stopping all collection action and foreclosure proceedings. An experienced foreclosure attorney in Valdosta can explain in detail how the automatic stay works. Here are some features of the automatic stay:
- Creditors must “stay” all collection activities, including making calls and sending letters
- All “court relief” must stop, that means no judgements can be entered against you for debts
- Repossessions must stop, your vehicle cannot be repossessed while you are under bankruptcy
- Foreclosure proceedings are stopped right in their tracks
An attorney can help you put the foreclosure to the side, keep your home and stop the harassment! Your lender will not be able to take your home. It is a responsible way to reorganize your debt, keep your family home and move forward.
Dealing with foreclosure is not something you should be dealing with alone. Unfortunately, lenders have gotten away with a lot when it comes to foreclosing on property. There are stories on the media all the time about how people have lost their home because the lender was non-responsive to working out payment options to catch up the mortgage. The bankruptcy court can step in and make the lender sit up and pay attention and help you to protect your property from foreclosure. Th place to start when you are facing foreclosure is by calling an experienced attorney that specializes in helping people just like you save their home. Charles Farrell JR Attorney At Law is the firm that can help you to save your home and finally get the relief that you have been searching for. There is help, you can get it with Charles Farrell JR Attorney at Law.