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The Dangers of Being Without Health Insurance in St. Augustine

There is no doubt that Health Insurance in St. Augustine is expensive. This is especially so for people who do not participate in group plans and pay for their individual policies without the help of an employer. Even so, it is better to find a way to secure and maintain the insurance than do without it. Here are some of the reasons why having the coverage in place is the best strategy.

Managing a Chronic Condition

People who have an ongoing health issue rely heavily on Health Insurance in St. Augustine to cover some of the costs associated with medication, therapy, and other types of treatments. Since they must often see a doctor regularly and take medication, medical expenses can begin to pile up quickly. With the insurance in place, it is easier to pay any deductibles or co-pays and be able to manage the cost of health care more effectively.

Paying for Name Brand Medications

While it is possible to secure generic medications at more reasonable prices, not all forms of prescription medicine are available in generic form. This means the patient must find a way to pay hundreds and sometimes thousands of dollars for something that must be taken on an ongoing basis. While there are discount plans that will help, none of them provide the degree of support found with a decent plan for health insurance in St. Augustine. Drugs that would be impossible to pay for otherwise become more affordable thanks to the coverage.

Help with Major Medical Expenses

Most people would like to think that they will never have to spend much time in the hospital. The fact is that anyone can end up needing care due to a severe illness, an accident, or any other number of situations. When time in the hospital is necessary, there needs to be a way to pay for the care. Insurance will cover the majority of the cost and allow the patient to focus on getting well instead of fretting about how to pay for the treatments.

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