Whether a person is seeking individual health insurance or needs insurance for their immediate family, finding the best healthcare option is important. Working with a health insurance broker in Oceanside saves people time and money. Here are some things people should know when they work with an insurance broker.
Why Work with A Broker?
A health insurance broker is a licensed professional who makes getting health insurance coverage less confusing and overwhelming. With various plan options, selecting health insurance isn’t always an easy decision to make. A broker provides professional assistance and explains available options, the application process, and how much one will pay for coverage under different plans. Brokers help people find quality healthcare within their budgets.
Working with a broker gives people quick access to customer support, personalized recommendations, and peace of mind that they’re getting the best healthcare for their medical needs and their budget.
What Is the Difference Between an Agent and a Broker?
Many use the terms “agent” and “broker” interchangeably. Yet, one very important difference separates the two roles. An agent has a contract with a health insurance program and is bound by that contract to promote and sell that healthcare plan. A broker isn’t contractually obligated to any one insurer and is truly looking out for the best interest of their client, not an insurance company.
When one is ready to speak with a health insurance broker in Oceanside, reach out to the team trusted most by individuals and businesses. Go online to http://serrabenefits.com and learn more about the services offered by Serra Benefits & Insurance Services.